A unique opportunity for hardworking families to help build and buy their own homes. Eligibility based on length of Whatcom residency, income, current housing status, ability to make timely monthly mortgage payments, and background check.

Mercy Housing owns and operates 9 low-income housing properties in Whatcom County. Many of these properties include additional residential services. Visit website for more information, and to apply to available units.

Provides access to essential needs items and potential rental assistance for low-income individuals who are unable to work for at least 90 days due to a physical and/or mental incapacity.

A one-year extended plan for residents who have completed and graduated from the six-month New Way Home Program. The resident moves into a subsidized apartment at New Way Ministries and pays reduced rent.

Provides temporary cash assistance for families in need. Some families participate in the WorkFirst Program which helps participants find and keep jobs. Persons who are eligible may also qualify for Diversion Cash Assistance, which can help with living expenses when a family needs short term assistance and meets program requirements.

Provides housing opportunities for Nooksack Tribal community. Services include Low Rent Program, programs leading to eventual homeownership, and waiting list of Tribal members in need of affordable housing. Nooksack Housing also helps Tribal members connect with other state and federal housing services, including the Section 184 Home Loan Program, Down Payment Assistance, as well as other administrative assistance.

Serves students experiencing homelessness. This program is designed to reduce isolation, maximize stability and maintain consistency for this population of children and youth. Contact the liaison in your school district for support.

USDA assists approved lenders in offering fixed, low-interest, no money down home loans for low and moderate-income households in eligible rural areas.

Provides Washington landlords with an incentive and added security to work with tenants receiving rental assistance. The program offers up to $1,000 and up to fourteen days’ rent loss to the landlord in reimbursement for some potentially required move-in upgrades, and up to $5,000 in qualifying damages caused by a tenant during tenancy.

A resource library for the Washington Homeownership Resource Center. Includes resources for Seniors, Veterans, people with a disability, Black homeowners, and renters.

10-bed treatment program for LGBTQ+ identifying people aimed at helping people who are in early recovery. Includes outpatient services and peer support in a sober environment. This program requires drug screening, behavior contracts and attendance of twelve step programs as well as other mandatory requirements.

Faith-based clean and sober housing for men.

22-bed treatment program for men, aimed at helping people who are in early recovery. Includes intensive outpatient services and peer support in a sober environment. This program requires drug screening, behavior contracts and attendance of twelve step programs as well as other mandatory requirements.

14-bed supportive sober housing program for men. Next-step or bridge housing between structured treatment and independent living, with peer support and accountability.

Helps community members with short-term, emergency assistance which may include utilities, rent, clothing, household goods, laundry, and transportation. 1-2 week regular turnaround.

Connects people experiencing homelessness with services, and supports community members in working through issues surrounding homelessness.

Serves students experiencing homelessness. This program is designed to reduce isolation, maximize stability and maintain consistency for this population of children and youth. Contact the liaison in your school district for support.

Clean and sober housing for women.

A free series of classes designed to increase adults’ awareness with their own behaviorsand beliefs surrounding money. Topics discussed are goal setting, budgeting, credit, banking, identity theft and fraud.

Serves students experiencing homelessness. This program is designed to reduce isolation, maximize stability and maintain consistency for this population of children and youth. Contact the liaison in your school district for support.

This program is for young people, ages 18-24, who are moving out of unstable situations that resulted in them being temporarily homeless. This program offers lease support, housing financial assistance, deposit, and ongoing skill building in collaboration with Housing Case Managers.\nNote: Rapid Rehousing is accessed through a main application process and is NOT first come, first served.

Provides subsidized housing for Native Americans. Lummi Tribal members are prioritized.

Temporary housing locations intended to provide a safe and stable place for homeless individuals to live while they actively seek permanent housing. This includes shared areas/resources for showers, laundry, kitchen/cooking, internet access, bathroom/porta-potty, and basic furnishings.

A short-term housing program for homeless young adults (single, couples, or parenting) ages 18-24 to work on tenancy skills and housing qualifications. Northwest Youth Services supports youth with: An apartment for up to 18 months, help to find a job, access to health/support services, opening a savings account to save for long term housing.

Mediation, conflict coaching, and phone conciliation services for community members facing housing-related conflict who wish to resolve disputes, improve communication, increase understanding, successfully negotiate payment or re-payment plans, discuss deposits and move out timelines, address lease agreements and other related issues, and move forward with creative solutions determined by the parties. Housing Stability services are free. *Para información en español marque al (360) 676-0122 extensión 114 o mande un mensaje a [email protected]